944 Glenwood Station Ln
Charlottesville, VA 22901

2704 Lake Monticello Rd Palmyra, VA 22963

Phone: (434) 989-2274
Fax: (434) 974-6870

A subsidiary of
Citizens & Farmers Bank
Established 1927

Refinancing Your Home. Apply Now.

To get started in refinancing your home you may either apply online, schedule a consultation, or call 434-989-2274. Choose the method that is easiest for you.

Uncertain how the loan process works or what is needed to properly apply?
Download this free guide to learn how.

Flexible Refinancing Options

Looking to lower your monthly payments? How about paying off debt, or accessing some of your home's equity? Carl and C&F Mortgage have several, flexible refinancing options available to you.

Whatever your refinancing needs, Carl can help you decide which option is best for you. Take a few minutes and fill out our secure online form and discover the what's available to you. Apply Now.

With Carl, refinancing your home does not have to be difficult or a complicated matter. Carl and C&F Mortage are here to help you decide which refinancing option best meets your financial situation.

Uncertain which refinancing plan you should choose? Contact Carl to learn more about the refinancing solutions available to you.